Markoff Leinberger's Consumer Rights Blog
Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide
Consumer fraud covers a broad array of deceptive and illegal practices performed with the intent to cheat others. Some of the most common types of consumer fraud include identity theft, credit card fraud, unethical debt collection, false advertising, wage theft, and overtime violations. Below, discover tactics that perpetrators use in these situations to violate your rights.
Examples of Identity Theft
Identity theft is one of the most common and devastating types of fraud that consumers encounter. It can happen in many ways. For example, large corporations often handle the sensitive information of thousands to millions of consumers, and when that information is leaked, it can cause huge problems.
We recently took a...Read More
Some people will do anything to make money. Fortunately, consumer laws exist to deter businesses from engaging in fraudulent or deceptive practices. These laws also offer potential remedies to victims of consumer fraud, such as financial compensation for damages.
Most states have their own consumer laws. Our state is no different. We have the Illinois Consumer Fraud and Deceptive Business Practices Act (ICFA), often referred to as the Consumer Fraud Act.
The Consumer Fraud Act protects Illinois citizens against a wide range of behavior. At a broad level, it imposes damages on businesses that do anything deemed deceptive or fraudulent. It also contains specific provisions regarding different commercial activities.
The Consumer...Read More
Having your identity stolen can make it harder to secure a loan, interfere with job prospects, make buying a home or vehicle impossible, prevent you from getting credit cards, and cause insurance rates to rise. Here are five simple and effective ways to protect yourself against identity theft:
- Manage your passwords. Create strong passwords for your online accounts. Do not use the same password for...
The state of Illinois has a three-year statute of limitations on consumer fraud, so it may not be too late for you to get justice. Consumer fraud victims often are not aware that they have the right to fight back. You may think that your loss was not substantial enough to justify legal action, or you may be embarrassed to have become a victim.
While those responses are understandable, they do not serve to stop the offending company from continuing to use illegal tactics. At Markoff Leinberger, we are dedicated to protecting consumers from unfair business practices, which is why we offer a free case evaluation. We can determine if you have a case, and we have the experience and resources needed to hold the business accountable.
Consumer Fraud Statute of Limitations in Illinois
The holiday season can be a bit confusing for employees in terms of holiday pay, overtime, and extended hours. If the busy holiday season has your boss asking you to work late or work extra days, it is important to understand your rights as an employee to ensure you are fairly compensated for your time.
Unfortunately, wage theft and overtime violations happen in all industries and throughout the year. If you feel your rights are being violated, consult one of the employment law attorneys at Markoff Leinberger. We have addressed some common holiday wage concerns below.
Am I Entitled to Holiday Pay?
Neither federal nor Illinois state law requires employers to pay for a holiday that you do not work or...
When you purchase most items in Illinois, you are charged a sales tax. Sales tax in Illinois is 6.25 percent or higher on general merchandise. Certain foods, drugs, and medical devices come with a one percent sales tax. In most cases, when you change your mind about a purchase and return an item, your refund amount should include the sales tax you paid.
If a retailer ignores sales tax refund laws and refuses to refund the sales tax, you may have grounds for legal action. A consultation with the consumer law attorneys at Markoff Leinberger is a great place to start to find out if you have a case.
The Sales Tax Refund Problem
The Illinois Biometric Privacy Act (BIPA) details legal and illegal use of biometric data and the consequences of violations. Since its inception in 2008, several class action complaints have been filed under the BIPA.
The consumer law attorneys at Markoff Leinberger are committed to protecting consumer privacy and holding companies responsible for misuse of biometric information. If your rights under the BIPA have been violated by your employer or another company, you may be entitled to compensation.
What is BIPA?
When an employer uses unlawful employment practices that affect multiple employees, class action litigation may be the best avenue of bringing the company to justice. Determining whether to file an individual suit or to pursue a class action suit requires careful consideration of multiple issues.
The attorneys at Markoff Leinberger are experienced at both approaches. We can advise you of your options for recovering lost wages and other costs resulting from your employer’s unlawful actions.
When can a Class Action Lawsuit be Filed Against an Employer?
To file a class action lawsuit against your employer, an unlawful employment practice must have harmed many employees. Grounds for a class action lawsuit against your employer can involve various violations, including:
- Employment discrimination - Federal anti-...
Businesses are expected to treat consumers fairly and can be held accountable when they fail to uphold this obligation. You can protect yourself from unfair business practices by becoming aware of common types of consumer fraud and learning how to stand up for your rights if you are a victim.
Taking action against a business that engages in unfair practices can be intimidating and complex. The consumer protection attorneys at Markoff Leinberger have decades of experience and can help you fight back against unfair business practices.
What are Unfair Business Practices?
Unfair business practices are actions a business takes to deceive and defraud consumers. These actions may occur in advertising, at the point of sale, as part of...Read More
The bait-and-switch tactic is a type of false advertising that involves luring a consumer in with a great promotion that the seller does not intend to offer. Federal and Illinois laws prohibit false advertising, and perpetrators of such schemes can be held accountable through legal action.
If you think you’ve been a victim of illegal bait-and-switch advertising, one of the false advertising lawyers at Markoff Leinberger can help you stand up for your rights. We will review your case at no cost.
The strategy behind a bait-and-switch scheme is to capture your interest by advertising a great offer like a free gift or a low price...Read More