Markoff Leinberger's Consumer Rights Blog
Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide
The attorneys at Markoff Leinberger help consumers with a variety of everyday threats and issues involving debt collectors, lenders, credit bureaus, retailers, and other businesses. The consumer fraud cases we handle tend to vary widely due to the ever-changing tactics employed by scammers.
The best way to learn whether you have a claim is to talk to our Chicago consumer fraud attorneys. If you’ve suffered due to unfair, deceptive, or fraudulent marketplace practices, you likely have an actionable case. Consumer fraud is a huge problem that impacts millions of Americans each year.
Common Types of Consumer Fraud
Some of the most common consumer law claims involve:
At Markoff Leinberger, we understand that many victims of consumer fraud suddenly find themselves in need of legal representation but unable to pay a qualified lawyer’s hourly rate. That is exactly why we work on a contingency fee basis.
What does this mean for you? Put simply, it means we don’t earn any money if you don’t.
How Contingency Fees Work
A contingency fee agreement is a payment system that eliminates hourly fees. Instead of billing hourly, we charge a percentage of your final settlement or award, should you win one.
In other words, payment for our services is dependent, or “contingent” upon the successful conclusion of your case. You don’t pay if your claim is unsuccessful. This takes the...Read More
In Illinois, it is considered a violation of our state’s Consumer Fraud and Deceptive Business Practices Act when a business uses unfair or deceptive practices. These practices — which include false advertising, misrepresentation, and omission of information — often victimize innocent consumers and cause them a financial or personal loss.
If something like this has happened to you, you may have a consumer fraud case. However, the window of time in which you can initiate legal proceedings is closing fast.
The Legal Deadline for Your Case
The consumer rights attorneys at Markoff Leinberger want you to know that you must seek damages within three years of the initial offense in accordance with state law....Read More
Consumer fraud covers a broad array of deceptive and illegal practices performed with the intent to cheat others. Some of the most common types of consumer fraud include identity theft, credit card fraud, unethical debt collection, false advertising, wage theft, and overtime violations. Below, discover tactics that perpetrators use in these situations to violate your rights.
Examples of Identity Theft
Identity theft is one of the most common and devastating types of fraud that consumers encounter. It can happen in many ways. For example, large corporations often handle the sensitive information of thousands to millions of consumers, and when that information is leaked, it can cause huge problems.
We recently took a...Read More
Some people will do anything to make money. Fortunately, consumer laws exist to deter businesses from engaging in fraudulent or deceptive practices. These laws also offer potential remedies to victims of consumer fraud, such as financial compensation for damages.
Most states have their own consumer laws. Our state is no different. We have the Illinois Consumer Fraud and Deceptive Business Practices Act (ICFA), often referred to as the Consumer Fraud Act.
The Consumer Fraud Act protects Illinois citizens against a wide range of behavior. At a broad level, it imposes damages on businesses that do anything deemed deceptive or fraudulent. It also contains specific provisions regarding different commercial activities.
The Consumer...Read More
Having your identity stolen can make it harder to secure a loan, interfere with job prospects, make buying a home or vehicle impossible, prevent you from getting credit cards, and cause insurance rates to rise. Here are five simple and effective ways to protect yourself against identity theft:
- Manage your passwords. Create strong passwords for your online accounts. Do not use the same password for...
The state of Illinois has a three-year statute of limitations on consumer fraud, so it may not be too late for you to get justice. Consumer fraud victims often are not aware that they have the right to fight back. You may think that your loss was not substantial enough to justify legal action, or you may be embarrassed to have become a victim.
While those responses are understandable, they do not serve to stop the offending company from continuing to use illegal tactics. At Markoff Leinberger, we are dedicated to protecting consumers from unfair business practices, which is why we offer a free case evaluation. We can determine if you have a case, and we have the experience and resources needed to hold the business accountable.
Consumer Fraud Statute of Limitations in Illinois
The holiday season can be a bit confusing for employees in terms of holiday pay, overtime, and extended hours. If the busy holiday season has your boss asking you to work late or work extra days, it is important to understand your rights as an employee to ensure you are fairly compensated for your time.
Unfortunately, wage theft and overtime violations happen in all industries and throughout the year. If you feel your rights are being violated, consult one of the employment law attorneys at Markoff Leinberger. We have addressed some common holiday wage concerns below.
Am I Entitled to Holiday Pay?
Neither federal nor Illinois state law requires employers to pay for a holiday that you do not work or...
When you purchase most items in Illinois, you are charged a sales tax. Sales tax in Illinois is 6.25 percent or higher on general merchandise. Certain foods, drugs, and medical devices come with a one percent sales tax. In most cases, when you change your mind about a purchase and return an item, your refund amount should include the sales tax you paid.
If a retailer ignores sales tax refund laws and refuses to refund the sales tax, you may have grounds for legal action. A consultation with the consumer law attorneys at Markoff Leinberger is a great place to start to find out if you have a case.
The Sales Tax Refund Problem
The Illinois Biometric Privacy Act (BIPA) details legal and illegal use of biometric data and the consequences of violations. Since its inception in 2008, several class action complaints have been filed under the BIPA.
The consumer law attorneys at Markoff Leinberger are committed to protecting consumer privacy and holding companies responsible for misuse of biometric information. If your rights under the BIPA have been violated by your employer or another company, you may be entitled to compensation.
What is BIPA?