Who Can Access My Credit Report?

Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide

As experienced and community-minded consumer-rights lawyers, the attorneys of Markoff Leinberger recognize the impact that credit reporting has on the lives of our Chicago clients.

Regardless of the type or value of the information contained within an individual’s credit report, most people take for granted the privacy of such sensitive documents and personal finance history.

That begs the question: Exactly who can look at another individual’s credit report?

The answer: Lots of people.

The country’s top credit reporting agencies — Equifax, Experian and TransUnion — use credit reports to track where a person has lived and how well they’ve managed their financial transactions. These companies are within their rights to sell their credit reports to creditors, insurers, employers, landlords and other businesses.

The good news is that some people, such as potential employers, only can access credit reports with the individual’s written consent.

Should credit reporting agencies provide inaccurate or fraudulent information, consumers are within their rights to sue and receive damages.

If you’re a Chicago-area resident who needs information and answers from a consumer rights lawyer with experience with credit reporting cases, please contact Markoff Leinberger today for a free consultation.