Markoff Leinberger's Consumer Rights Blog

Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide

June 07, 2016

Do you believe your TCPA protections have been violated? Call the Chicago consumer protections attorneys at Markoff Leinberger for a free case evaluation todayThe TCPA prohibits non-emergency calls from autodialers to cellphone numbers unless “prior express consent” is given by the owner of the number. But what exactly is “prior express consent” and are some companies abusing this relatively vague term to harass and intimidate consumers? The answer to the second question is most certainly yes – largely made possible by the complexities of the first.

There have been several rulings on the meaning of prior express consent, though the FCC defines it as “unambiguous written consent,” which seems to make clear the intent of the regulation. Nonetheless, unscrupulous companies continue to engage in questionable behavior under...

Read More
June 03, 2016

Do you suspect your right have been violated by a short-term lender? Call (877) 905-5161 for a free case evaluation with the Chicago consumer protection attorneys at Markoff LeinbergerOn June 2nd, the Consumer Financial Protection Bureau (CFPB) proposed new regulations to protect consumers against “debt traps” created by short-term lenders. Often simply called “payday” or “auto-title” loans, these high-interest loans typically have the largest impact on men and women who are already struggling financially. The way these loans are currently structured – with excessive fees and unreasonable interest rates – allow them to put consumers in a perpetual cycle of debt, never fully able to pay back the original...

Read More
June 01, 2016

The Obama administration has extended overtime to salaried workers making up to $47,476 a year. Effective December 1st, this new ruling will provide fair pay to an additional 4.2 million workersIn May, the Obama administration signed into law a bill that extends overtime pay to more than 4.2 million Americans. Currently, if you make under $23,660 a year, you are automatically eligible for overtime pay. As of December 1, 2016, this benefit will be extended to salaried employees who make up to $47,476 a year and work over 40 hours a week. The White House estimates this change will provide approximately 35% of the salaried workforce with overtime benefits, up from the 7% currently covered.

With new rules come new chances for overtime violations, and some companies may be willing to get creative with calculating hours to prevent...

Read More
May 31, 2016

A new law has opened the door to robocalls to cellphones from debt collectors acting on behalf of the federal government. With its passage, this law allows automated collection calls to the cellphones of people with student loans, back taxes, and government-backed mortgages. The FCC, however, is moving to restrict the number of text messages and robocalls that can be made through this new law without the express permission of the debtor.

Under the TCPA, collection calls and texts sent to cellphones require previous consent from the consumer. Congress has created this exception in regards to the collection of federal debt, though consumer advocates warn this could open the floodgates for all types of unsolicited and unwanted collection calls. To add to the problem, cellphone numbers change frequently and the FCC has received several complaints of repeated calls being made to numbers no longer owned by the intended recipient. Unfortunately, there is...

Read More
May 16, 2016

Have you suffered financial damages following intentionally misleading advertising techniques? Call (877) 905-5161 to learn how our Chicago consumer protection attorneys can helpDark Patters is a term coined by British user-experience consultant Harry Brignull. It refers to any number of exploitative techniques that trick consumers into purchasing products and services they may not intend to buy. Even reputable companies may engage in this practice and, sadly, there are few legal protections against it. However, if you believe you have been tricked into purchasing a product or ended up with a service through means you find duplicitous, you may be entitled to compensation. The Chicago consumer protection attorneys at Markoff Leinberger are here to investigate your claim and help you determine if...

Read More
April 14, 2016

If you’ve ever visited a gym to decide on whether to become a member, you’ve probably been a bit surprised at being asked to sign a long-term agreement. Not only is this annoying and expensive, it’s also potentially illegal.

Recent administrative actions filed in New Jersey by that state’s Division of Consumer Affairs alleges twenty health clubs locked their members into contracts longer than three months without first securing proper financial backup that helps assure members can be refunded their membership dues should the club go out of business. In addition, the New Jersey DCA found the health clubs:

  • Failed to conspicuously post consumer rights’ notices
  • Failed to register their business with the state (required if a business devotes more than 40% of its floor space to...
Read More
April 10, 2016

Contact our Chicago consumer rights lawyers today if you believe that you were victimized by a consumer scam or fraud.
Contact our Chicago consumer rights lawyers today if
you believe that you were victimized by a consumer scam
or fraud.

Last month, several consumer rights organizations and agencies joined forces to promote a week of education and public awareness aimed at protecting Americans from the scams that so often necessitate a lawyer. Through their website, www.ncpw.gov, organizers informed consumers of their rights with regards to the following areas:

  • Banking
  • Health & Safety
  • Credit/Credit Cards
  • ...
Read More
April 01, 2016

Chicago consumer rights lawyers continue to learn about retailers who illegally withhold a customer's sales tax after returning merchandise.
Chicago consumer rights lawyers continue to learn
about retailers who illegally withhold a customer’s sales
tax after returning merchandise.

If you recently purchased a product from a retailer and then later changed your mind and returned that item, the sales tax you paid during your original purchase should be included with your refund.

It’s the law.

But our Chicago consumer rights lawyers continue to learn about retailers who illegally withhold a customer’s sales tax after that person decided to return merchandise.

For instance,...

Read More
March 29, 2016

Our consumer rights lawyers want to warn people in Chicago and nationwide that tax-time presents a fresh opportunity for scammers.
Our consumer rights lawyers want to warn people in
Chicago and nationwide that tax-time presents a fresh
opportunity for scammers.

As the annual American tax-filing deadline steadily approaches, our consumer rights lawyers want to warn people in Chicago and nationwide that tax-time presents a fresh opportunity for financial scammers.

According to the IRS, consumers need to know about these three tax-time frauds.

  1. Bad Tax Preparers: The government urges consumers to be...
Read More
March 22, 2016

Were you seriously harmed by food that was mislabeled or adulterated during the manufacturing process? Call our Chicago consumer fraud lawyers today.
Were you seriously harmed by food that was mislabeled
or adulterated during the manufacturing process? If so,
please call our Chicago consumer fraud lawyers today at
1 (877) 905-5161.

The federal government is getting serious about locating and prosecuting food manufacturers who engage in the dangerous practice of adulterating or mislabeling products.

A prominent recent example arose in the wake of 2012 inspections of two cheese manufacturing sites run by the now-defunct company Castle Cheese in Slippery Rock, Penn. After the inspections, the...

Read More

Pages