Markoff Leinberger's Consumer Rights Blog
Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide
Being in debt is frustrating enough and, when circumstances make paying the debt more complicated, harassing phone calls, letters, and texts don’t help. As a debtor, you have certain rights and protections that are in place to guard you against the most aggressive debt collection practices. That doesn’t always stop a company from violating these rights and harassing or intimidating people already facing the difficulty of not having enough money to pay all debts. If you are being harassed, call our Chicago debt collection rights attorneys at (877) 905-5161 to schedule a free consultation and learn how we can help.
In July, a federal judge ruled that political robocalls were protected by the First Amendment and therefore not subject to TCPA regulations. During campaign season, this can cause quite a bit of frustration and irritation as campaigns solicit donations or try to assess candidate support. Particularly if you know who you are voting for, these calls are a tremendous waste of time and can make even the most trusting of people feel anxious when an unknown number pops up on the caller ID.
Political robocalls are not illegal and live person calls made from political campaigns are not covered by the...Read More
Identity theft is running rampant in the United States and abroad. As thieves are finding more and more ways to utilize technology to steal information, there are thousands of people having their information stolen and used fraudulently every year. In this presentation, we discuss the types of identity theft and how to protect yourself from having your inforomation stolen and used. Our attorneys also discuss how we can help you seek compensation and financial retribution.
To schedule a FREE consultation with Markoff Leinberger, please contact us today at (877) 905-5161. We proudly serve clients in Chicago...Read More
Like junk mail and junk calls, junk texts are a form of advertising utilized by some companies to garner more customers. At best, junk texts are annoying. At worst, they can be phishing scams designed to trick you into giving away personal information. In all cases, unless you have given your express permission to receive the text, it is most likely in violation of your rights under the TCPA.
Spam texting was made illegal four years ago, but that has not stopped some companied from trying to find creative work-arounds that enable them to continue harassing cellphone owners. If you receive one of these, you may be entitled to compensation. The best way to determine if you have cause to file suit is through a one-on-one...Read More
Overtime laws can be confusing and this can lead to employees being cheated out of fair compensation. Take our short quiz below to test your knowledge of overtime and wage protections.
Do you suspect your rights are being violated? Please contact Markoff Leinberger online or by calling (877) 905-5161 to schedule a free consultation at our Chicago office. We serve men and women facing overtime violations in Illinois and throughout the United States.
The FCC has issued a Declaratory Ruling extending the emergency purpose exemption in the TCPA to include calls and texts from both utility companies and schools. The Ruling, in effect, expands the scope of “prior express consent” for these organizations to consumers and parents who have previously provided a wireless number.
This latest Declaratory Ruling gives utilities permission to send automated texts and calls to customers who provide their wireless number when signing up for services as long as those communications are “closely related to the utility service.” According to the FCC, this may include messages about:
- Planned and unplanned service outages
- Notifications of...
Automated calls, texts, and similar communications are not allowed under the Telephone Consumer Protection Act (TCPA) unless “prior express consent” has been given to the company behind them. But what is “prior express consent” and can it be revoked?
Prior express consent has been defined by the courts as “unambiguous written consent.” That seems fairly straight forward, right? If you haven’t given, in writing, your consent to receive automated texts or calls, you shouldn’t ever receive them. However, things become a bit grayer when it comes to “informational” calls and texts. For these, written consent needn’t be given. A company...Read More
Identity theft is the act that occurs any time another person steals your financial, medical, or other personal information. This can lead to the a person using your information to fradulently create businesses, take out loans, purchase items, and worse. Please view this infographic to understand more about the tyeps of identity theft:
If you believe you were the victim of identity theft, please contact our attorneys at Markoff Leinberger. Please call us at (877) 905-5161. We are proud to serve clients in Chicago and all of Illionois.
The FTC recently issued a challenge to software developers: find a solution to effectively and easily block robocalls and receive a $50,000 prize. The challenge garnered over 800 submissions, but only two made the final cut.
Serdar Danis and Aaron Foss were awarded $25,000 each for their proposals for intercepting and filtering illegal robocalls. Using a CAPTCHA-style test, both of these proposals include feasible ways to prevent illegal robocalls from getting through to unsuspecting cellphone users. According to Charles Harwood, Acting Director of the FTC’s Bureau of Consumer Protection, “The solutions that our winners came up with have the potential to turn the...Read More
HSBC has agreed to pay $1.58 billion to settle a class action lawsuit – now in its 14th year – regarding alleged misleading business practices during the subprime lending crisis. The settlement has not yet been approved by the courts, but is intended to include a pretax charge of $585 million in the second quarter to resolve litigation fees, representing 9% of the company’s estimated second quarter pretax profit.
This lawsuit began in 2002 when investors alleged HSBC had made misleading statements about its mortgage lending practices. In 2009, a federal jury in Chicago found HSBC guilty, but a 2013 judgement against the company was overturned by a higher court following appeal in 2015....Read More