Markoff Leinberger's Consumer Rights Blog
Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide
Recently, our attorney Paul Markoff was chosen to lead a class action suit against Midland Credit Management on behalf of consumers who were misled by a form letter sent by Midland. The lead plaintiff, Renetrice Pierre, argued that the letter did not warn debtors that by agreeing to pay any amount to Midland Credit Management, it would re-open a time-barred debt. Debtors cannot be sued for money owed on a debt that has passed the statute of limitations. However, if they pay any amount to a collections agency, then that debt is re-opened and they can be sued again.
Sending a letter which purposefully omits pertinent information that most debtors would not be reasonably expected to know is unlawful, and a U.S. District Judge ruled that Midland Credit Agency had...Read More
Unfortunately, wage theft (including overtime violations) is all too common an occurrence here in Illinois, especially for lower-income workers who may not feel like they can stand up to their employer because they need the job. However, you should know that wage theft is illegal, and you can hold your employer accountable as well as retrieve your stolen wages plus other damages.
If your claim involves only a small amount of money and is straightforward, you may be able to file a claim with the Illinois Labor Department yourself. However, if your case involves a more significant amount or has the potential to be more complex, you will most likely be better off hiring a lawyer experienced in wage theft cases.
As technology advances and more and more uses for biometric data are becoming mainstream, living in Illinois gives you key protections in the form of the Illinois Biometric Privacy Act (BIPA). Facial recognition technology in particular has come under scrutiny with the release of the iPhone X, which uses facial recognition software to unlock the phone and even use Apple Wallet.
Although the iPhone X has brought facial recognition technology into the public eye, this technology has been around for a long time and is used by companies such as Facebook, Shutterfly, Snapchat, and Google, all of which have been sued over it by Illinois residents.
If you feel your rights have been violated by large companies...Read More
Technology has been advancing rapidly, and unfortunately the law has been slow to catch up. Luckily, here in Illinois, we are one of the few states that have protections in place against misuse of an individual's biometric data. The Illinois Biometric Privacy Act (BIPA) gives consumers a way to fight back against large corporations and employers who make use of biometric data such as fingerprints, retina scans, and facial recognition. Take a look at the infographic below to learn more about BIPA and how it can protect you.
If you think that your employer or another company has used your biometric data improperly, don't hesitate to contact the experienced consumer law attorneys at Markoff Leinberger. Call us at 877-905-5161 for your free legal consultation.
With the advent of new technologies, many employers have turned to biometric data to more accurately keep track of employees clocking in and out. However, the use of biometric data such as fingerprints and retina scans to track employee movements is regulated under the Illinois Biometric Information Privacy Act (BIPA), and many employers are coming under fire for not properly adhering to the law.
If you feel that your rights have been violated by your employer through the use of fingerprint time clocks, retina scans, or other biometric identifiers being utilized improperly, call the consumer law attorneys at Markoff Leinberger today at 877-905-5161 to...Read More
Most people in America have one or more credit cards that they use on a regular basis. Unfortunately, this widespread use of credit cards opens the door to all manner of credit card fraud. Credit card fraud can be committed by card companies, merchants, and even individuals who steal your information to make fraudulent purchases. Take a look at our infographic illustrating different types of credit card fraud, and if you think you've been a victim of one or more of these fraudulent schemes, don't hesitate to contact the credit card fraud attorneys at Markoff Leinberger. Call 877-905-5161 today to schedule your free case evaluation.
Anyone who is selling something wants to make money, and in some cases will resort to fraudulent tactics in order to sell higher priced items or services to consumers. Bait and switch schemes occur when a product or service is advertised at one price, but then when a consumer tries to purchase it, it is not available or is only available at a higher price.
A true bait and switch scheme as defined by the law involves an advertised deal that the seller never intended to follow through with. This is important to remember, as it is not illegal for a seller to try to upsell you on a more expensive product as long as the original deal is actually available for consumers to purchase.
Don't Fall for Bait and...Read More
Under the Illinois Consumer Fraud and Deceptive Business Practices Act (also known as simply the Consumer Fraud Act), it is illegal for a business to act in a deceptive manner in order to try to sell a product or service. This includes making false promises through advertising. If you have bought something under false pretenses, then it may be worth it to try to recoup damages through a lawsuit, whether on your own or as a class action.
Here are some guidelines as to when it's appropriate to bring a lawsuit against a company for false advertising.
Large Scale Food Mislabeling
Food mislabeling is one of the most common class action grievances. Large food corporations routinely test the...Read More
Many Americans are in debt, but unfortunately not everyone knows that they have rights as a debtor. The Fair Debt Collection Practices Act and the Fair Credit Reporting Act both provide protections for debtors against being taken advantage of by third party debt collection agencies and from credit reporting agencies. We've put together this slideshow to help you understand your rights and when to contact a debtor rights attorney.
If you feel your rights have been violated, don't hesitate to contact the Markoff Leinberger consumer rights attorneys at 877-905-5161 for your free case evaluation. We have years of experience successfully representing victims of aggressive debt collectors, and in fact Paul Markoff and Karl Leinberger are currently involved in a large class-action debt collection rights lawsuit in Illinois.
We serve clients in Chicago, Illinois and...Read More
Many Americans are in debt, but may not realize that even though they owe money, they are still protected by the Fair Debt Collection Practices Act. Under this act, you do not have to put up with harassment or abuse by debt collection agencies. In addition, debt collectors cannot provide you with false or misleading information.
Our debt collection attorneys Paul Markoff and Karl Leinberger are currently involved in a class action suit against a debt collection agency that allegedly provided misleading information to thousands of debtors, using language that implied that these debtors could be sued for failing to pay a debt despite the debt being time-barred. The collection agency also failed to provide the...Read More