Markoff Leinberger's Consumer Rights Blog

Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide

December 12, 2013

At Markoff Leinberger, we understand that certain cases require a different approach to litigation. We are skilled class action lawyers with more than 15 years of experience in the Chicago area. This area of law is exceptionally complicated, which means your choice of attorney is quite important.

A class action law suit is appropriate in circumstances where a large group of people have suffered a similar type of harm (either physical or financial) as a result of a certain instance of negligence and misconduct. These plaintiffs are grouped together as a class and proceed in common against the defendant.

Class action cases must be certified by a judge before they proceed, which is not a step that should be taken for granted. The Chicago class action lawyers at Markoff Leinberger understand how to get a class action certified and how to successfully pursue these cases, though it’s important to understand that no attorney can...

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November 16, 2013

Employees are protected by federal and state law when they work overtime. These laws make sure employers do not exploit vulnerable workers. However, some still might try to force you to work overtime without proper compensation. The Chicago overtime violations lawyers at Markoff Leinberger can help if you’ve been victimized in this way.

Under the Fair Labor Standards Act, your employer must pay you 1.5 times your normal wage if you work more than 40 hours in a week. Failure to do so is a violation of federal law.

Naturally, there are exceptions written in the law, and employers try to use them to their advantage. Under the law, employees can be labeled “exempt” if they fall under certain categories. The executive category is popular with employers.

Our Chicago overtime violations lawyers understand the particulars of the relevant laws. Under FLSA, you are only an executive if you:

  • Are a salaried employee...
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November 06, 2013

Product liability law is complicated, and often involves complex class action litigation. As a result, the best way of discovering whether you have a claim is to speak with the Chicago product liability lawyers at Markoff Leinberger as soon as possible.

Put simply, if you’ve been hurt by a product, don’t assume it’s your fault. Come to Markoff Leinberger for a free consultation.

When you pay for a product, regardless of whether or not that product has been recalled, you have the right to expect it will work as advertised. But more than anything else, you have a right to expect that if you use the product as designed, in a safe and reasonable fashion, it won’t hurt you. Unfortunately, our product liability lawyers understand that innocent people are too...

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October 21, 2013

Your credit history can determine whether you can get a mortgage, a small business loan or even a new job. As such, it’s important you have ready access to your credit report. And it’s even more important that the information contained in your credit report is accurate. The Chicago credit reporting lawyers at Markoff Leinberger can help if your rights have been violated.

These rights are protected by the Fair Credit Reporting Act, which was originally passed in 1970. Our Chicago credit reporting lawyers understand the intricacies of this law and can walk you through it if necessary.

Your rights include:

• Inaccurate information must be removed from your credit report
• You must be notified if a lender or other entity has used information in your credit report to take an adverse action against you
• There are three main credit reporting agencies, and you are entitled to one free credit report from them...

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October 18, 2013

We understand that you value a relationship with your Chicago consumer fraud lawyer. You want to get to know the men and women who will be fighting for your rights. As such, it can be a little confusing when your attorney approaches you about referring your case to Markoff Leinberger.

Markoff Leinberger has established itself as a proven option for referring attorneys, and as such we’re used to talking to clients who have just had their cases sent to our Chicago consumer fraud lawyers.

Not all law firms are equipped to handle all types of cases. Consumer fraud law is exceptionally complex, and it’s important that your lawyer understands all the intricacies. Many firms find that they’re ill-equipped to provide you with the level of representation you deserve. In those instances, they partner with Markoff Leinberger in order to give you sound legal representation.

And some Chicago consumer fraud lawyers simply don’t have...

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October 01, 2013

We’ve seen that predatory lending is a problem that can have catastrophic worldwide consequences. At MarkoffLeinberger, our Chicago consumer fraud lawyers have the ability to fight for you if you’ve been victimized by an unethical entity’s predatory lending practices.

The United States is still recovering from an economic meltdown largely triggered by the proliferation of shady mortgages. While homeowners bear some responsibility for taking on these bad mortgages, the fact remains that many banks used questionable, unethical tactics in pushing shoddy deals on borrowers.

Examples of predatory lending include:

  • “Balloon payments” whose details are not disclosed or are actively hidden from borrowers
  • “Packing,” a practice in which the borrower is forced to pay for a number of unimportant or unrelated services
  • Outright lying about the details of the loans
  • Repeated re-financings within a short...
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October 01, 2013

At MarkoffLeinberger, our Chicago consumer rights lawyers have experience in helping clients who have been bombarded by junk faxes and spam texts. However, we can also help you if you’ve been repeatedly contacted by telemarketers despite placing yourself on the Federal Do-Not-Call-List.

In 2003, Congress passed the Do-Not-Call Implementation Act, and shortly thereafter the Federal Communications Commission established a national registry of telephone numbers to comply with the law.

The law is fairly simple: by visiting donotcall.gov, you can place your residential number on a registry that prevents telemarketers from making unsolicited calls. There are some exceptions for political groups, not-for-profit organizations and businesses with which you have a pre-existing business relationship.

As a result of changes to the law, you don’t have to renew your place on the registry. Once you...

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September 19, 2013

The Chicago consumer fraud lawyers at Markoff Leinberger understand how infruriating and devastating it is to be a victim of credit card fraud. We work passionately on behalf of those who were victimized by criminals and fraudsters because we believe you have a right to pursue justice and compensation.

One common element in many of our cases is that the victim was unaware of the credit card fraud for quite a while. If this seems surprising, it’s important to understand that many of those who commit these crimes are sophisticated and subtle in their tactics.

Our consumer fraud lawyers can help you in this difficult time, but you can also help yourself by keeping a close eye on your credit card bills. You should speak to the police and then to our attorneys if you notice:

  • A large number of suspicious charges, especially little ones. Many people assume a number of small charges (...
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September 02, 2013

There are numerous local, state and federal laws that protect Chicago-area employees from exploitation at the hands of their bosses and supervisors. The overtime violation lawyers at Markoff Leinberger are familiar with the relevant laws, including the Fair Labor Standards Act. We can use this law to pursue compensation of your behalf if your rights have been violated.

Employers often attempt to make employees work overtime hours without paying them what they are entitled to, and many of those employees feel as if they have to do the work or lose their jobs. This is an unacceptable state of affairs.

Our overtime violation lawyers can protect your rights under FLSA, which include:

  • Getting paid at least 1 ½ times your agreed upon pay for every hour worked over 40 in a week
  • Counting hours spent in meetings or preparing for work as part of the above calculation
  • “Managerial” employees are exempt from the...
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July 31, 2013

A class action lawsuit will be filed by a Lead Plaintiff, the party (or parties) who represent all members of the action. The Lead Plaintiff in a class action lawsuit initiates action by contacting an attorney who will assess the case, potentially involve various consultants and experts to conduct an investigation, and determine if the case is eligible for class action litigation. If the attorney determines that a class action suit is appropriate, he will file the appropriate papers with the court to begin your suit.

If you believe you have reason to file a class action lawsuit, please call 312-726-4162 today to schedule a free consultation with one of the experienced Chicago lawyers at Markoff Leinberger.

Joining a Class Action Lawsuit

Once a class action lawsuit is filed, you will be notified of your potential membership in the class via mail, e-mail, internet, or media campaigns. If you believe you should be a part of a legal action and have not been...

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