Markoff Leinberger's Consumer Rights Blog
Consumer Rights Law Firm Serving Clients in Chicago, Illinois, and Nationwide
The statute of limitations on debt collection in Illinois varies depending on the type of contract entered into on the debt. For written contracts, such as car loans, the statute of limitations is 10 years. For oral contracts or open accounts, which often includes credit card debt, the statute of limitations is 5 years.
It’s important to remember that passing the statute of limitations does not mean you no longer have an obligation to repay the debt. However, it does mean that you cannot be sued for the debt by a debt collector.
If a debt collector tries to sue you for a debt after your statute of limitations has passed, the best thing to do is contact one of the consumer rights lawyers at Markoff Leinberger. If you do not contact...Read More
Wage theft, most commonly overtime and minimum wage violations, is unfortunately very common. Employers often take advantage of their employees, trusting that the fear of losing their job will prevent employees from speaking out about incorrect wages or unpaid overtime. However, you should know that even minimum wage employees still have rights. This holiday season, don't let your employer steal your rightful wages. This is a financially stressful time of year for many people, and you shouldn't let your employer illegally contribute to your stresses.
If you think that you have been a victim of wage theft, call Markoff Leinberger today at 870-905-5161 to schedule your free and confidential consultation. We serve clients in Chicago and nationwide.
If you’ve been harmed or misled by a large corporation and you know that many other people have also been affected, you may want to consider filing a class action lawsuit. Class action lawsuits are different from standard lawsuits in that they are specifically designed to be able to represent large numbers of people. They can be a great option in cases where damages are minimal but affected many people, or in cases where there are just too many plaintiffs to feasibly file individual lawsuits for each one.
False advertising, debt collection, food mislabeling, and defective products are common types of class action cases. Our own Karl Leinberger recently took on a debt collection company...Read More
Most apartments in Chicago require you to put down a security deposit before renting. However, sometimes it can be hard to get that security deposit back from your landlord when it's time to move out. Luckily, Chicago has some of the nation's best protections for tenants. The Residential Landlord and Tenant Ordinance (RLTO) provides specific rules that landlords have to follow in regards to security deposits.
If your landlord is refusing to give your deposit back, or has taken an unreasonable deduction from it, call the experienced tenants' rights lawyers at Markoff Leinberger at 877-905-5161 today for your complimentary consultation.
Your Rights As A...Read More
In today's society, there are many ways to be scammed or fraudulently conned out of money. From telephone scams targeting senior citizens to sophisticated phishing scams that even a computer-savvy millennial might fall for, consumers need to be ever-vigilant in keeping their sensitive information and bank accounts safe.
Consumer fraud is unfortunately very common across America, but luckily there are laws in place that can help you if you ever become a victim. If you have been financially or otherwise injured by fraud, call Markoff Leinberger at 877-905-5161 for a free consultation.
Telephone and Debt Collection Fraud
If you are the victim of unwanted...Read More
The short answer to the question of whether it's illegal not to refund sales tax is yes. If you bought something and paid sales tax for it, then you should receive that same sales tax back if you return the item. In general, this should happen regardless of location, and regardless of whether or not you bought the item online. However, there may be restrictions or exceptions depending on how long it's been since you returned the item and whether or not you had the original receipt.
Sales tax rates and laws vary between states, and can differ depending on whether a company has a brick and mortar store or operates fully online....Read More
Our consumer law attorney Karl Leinberger was recently interviewed by CBS Chicago regarding the problems users have had with the subscription service MoviePass. MoviePass allows subscribers to watch unlimited movies for less than $10 per month, but the service has begun placing limitations on what movies you can watch and how often you can watch them....Read More
If you've been a victim of identity theft, you may wonder if your credit score is safe. Unfortunately, identity theft often does negatively affect your credit score. Luckily, there are steps you can take to fight identity theft and repair your credit score.
One of the first things you should do is use the FTC's website to report your identity theft and get set up with a plan to repair the damage done. The other thing you should do as soon as possible is call an experienced identity theft lawyer. Here at Markoff Leinberger, we understand the extent to which identity theft can make your life difficult. We can help you recover compensation if...Read More
18 patients of MacNeal Hospital in Berwyn were discharged only to find that their homes had been ransacked and burglarized while they were away. Most of the victims were elderly females who lived alone, and this was no coincidence. A rehabilitation tech employed by the hospital, named Eric Albavera, used personal information collected by the hospital to plan and carry out the burglaries.
Karl Leinberger is currently representing three of the victims in a lawsuit against MacNeal Hospital, alleging that the hospital did not take sufficient care to ensure the victims’ privacy was protected....Read More
Each year, the FTC releases a list of top consumer fraud complaints. Although the exact numbers change from year to year, 3 types of complaints are consistently at the top. These are debt collection, identity theft, and imposter scams.
In total, consumers lost $905 million to fraud in 2017. If you or a loved one has been a victim, don't hesitate to contact Chicago consumer fraud lawyers Markoff Leinberger at 877-905-5161 to schedule your free consultation.
Debt collection agencies often harass consumers and may resort to unethical means to force consumers into paying. Many debtors don't realize that they are protected from harassment and abusive conduct...Read More